Upstart faces earnings test after surprise Q1 loss

Upstart Holdings Inc. is set to announce its second-quarter earnings, with analysts anticipating a return to profitability after a surprise Q1 loss. Investors will be closely watching for sustained momentum, clarity on new product lines like HELOCs and Cash Line, and the strategic implications of its conditional OCC approval for a national bank charter. The company's ability to maintain growth while addressing credit quality concerns and navigating regulatory compliance will be key.